The 1951 oceanfront resort at Mile Marker 84 that began as the Holiday Isle Beach Resort, was rebuilt as the Postcard Inn, and reopened in 2026 as the Three Waters Resort & Marina — Tribute Portfolio. The dive shop, the Tiki Bar, and the longest unbroken sweep of Atlantic-side beach in central Islamorada survived every rename.
"The Keys' loudest legacy resort, now half a generation past its Holiday Isle peak — but the beach is still the largest in Islamorada and the Tiki Bar still pours the only daiquiri that tastes like 1985."
The resort at Mile Marker 84 has had four names. It opened in 1951 as the Holiday Isle Beach Resort, became famous in the 1970s as the home of the original frozen Rumrunner cocktail (the Tiki Bar still claims invention), trundled on through the 1990s as one of the loudest spring-break resorts in the Keys, was reimagined in 2007 as the Postcard Inn Beach Resort & Marina under the Innkeepers Hospitality group, and reopened in 2026 as the Three Waters Resort & Marina, a Tribute Portfolio Hotel under Marriott. The physical property — 151 rooms across two oceanfront wings, a 60-slip marina, a full PADI dive shop, two pools, a private Atlantic beach, and the legendary Tiki Bar with its waterside stage — has remained the central Islamorada party address across every rebrand.
Rooms run from Guest Rooms (one king or two queens, 300 sq ft) through Oceanfront categories with private balconies, up to the two-bedroom Beachfront Cottages — five standalone cottages on the sand that are the only true beachfront accommodation between Key Largo and Marathon. The 2026 Tribute Portfolio refresh focused on the rooms: white-oak plank floors throughout, a softer coastal palette than the previous Postcard Inn era's vintage-postcard kitsch, new bedding and bathrooms, and Marriott's standard upgrades to WiFi and door locks. The Beachfront Cottages and the Oceanfront Suites are the bookings worth chasing; the back-building rooms looking at parking are the categories to avoid.
The property's defining asset is its physical footprint — fifteen acres directly on the Atlantic at the geographic centre of Islamorada, with the longest unbroken sweep of resort beach in the Upper Keys and a marina that operates as the spring-loaded base for fishing charters, dive boats, and sandbar trips. Hooked on Books — the open-air poolside restaurant — serves Keys-American food through the day; the Reel Bar inside handles the dinner shift; the Tiki Bar at the beach is the late-night room. The Rum Bar holds one of the deepest rum-by-the-glass lists in South Florida. A Starbucks in the lobby, a small spa, two pools (one quiet, one with a swim-up bar), and a fitness centre complete the resort apparatus. Conde Nast Traveler and others have repeatedly named the resort to their Keys lists for the marina-and-beach combination, not for the rooms.
The honest read on the Postcard Inn / Three Waters is that it is not a quiet resort and does not pretend to be — it is the Islamorada beach-party institution, with a Tiki Bar that runs live music seven nights a week and a clientele weighted to fishing groups, bachelor parties, and multi-generation Keys-family Christmases. The 2026 Tribute Portfolio reflag has tightened up the rooms but has not (and was not intended to) change the underlying social proposition. For couples who want the largest beach in Islamorada and a marina at their door and don't mind the Tiki Bar at 11pm, this is the booking. For honeymooners, look fifteen minutes north to Bungalows Key Largo or fifteen minutes south to Cheeca Lodge.
The Postcard Inn / Three Waters is the most family-friendly of the legacy Islamorada resorts purely on physical-asset terms — the longest beach in central Islamorada, two pools (one with a kiddie zone), the marina for snorkel trips and sandbar charters, the PADI dive shop for older teenagers, and the standalone Beachfront Cottages that handle two-bedroom family bookings without an adjoining-room workaround. The Tiki Bar's noise reaches the inner rooms but the back-building Cottages and the upper-floor Oceanfront categories are far enough away to sleep through it.
There is no Keys property better suited to a bachelor or bachelorette weekend at the unfussy end of the budget — the Tiki Bar runs live music seven nights, the marina handles the sandbar charter and the deep-sea fishing day, the rum list is the deepest in the Upper Keys, and the property's resort-wide tolerance for a noisy group is a feature rather than a bug. Book the Beachfront Cottages or a block of Oceanfront Doubles for the group; the social geography does the rest.
For anniversaries this is the Islamorada booking for couples whose shared history runs through this stretch of Atlantic — the wedding at the Tiki Bar in 2002, the honeymoon at the Holiday Isle in 1989. The Beachfront Cottages are the booking; the Oceanfront Suites are the cheaper alternative. The 2026 Tribute Portfolio refresh has updated the rooms enough that the nostalgia stays in the bar where it belongs.
84001 Overseas Highway
Islamorada, FL 33036
United States
Mile Marker 84, oceanside; 75 minutes from Miami International Airport; 65 minutes from Key West
151 rooms incl. five Beachfront Cottages
Guest Rooms from USD 252/night
Oceanfront from USD 359/night
Two-Bedroom Beachfront Cottages from USD 1,260/night
USD 45 resort fee per night
Check-in: 4:00 PM
Check-out: 11:00 AM
Founded 1951 as Holiday Isle; Tribute Portfolio reflag 2026
60-slip marina; PADI dive shop on site
Two pools, one with swim-up bar
The Tiki Bar (live music nightly)
Hooked on Books restaurant
Reel Bar & Rum Bar
Full PADI dive operation
60-slip marina, charters on-site
Starbucks; spa; fitness centre
From USD 252/night. The Beachfront Cottages book six months out for holiday weekends; the Tiki Bar room block sells through every spring break and tournament weekend.
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